|来源：原创| 2016-01-21 09:25:04||
文件出产处: Ramsey; Labored. Internet Finance's Impact on Traditional
Finance [J]. The Journal of International Finance, 2014, 16(2): 31-49.
Internet Finance's Impact on Traditional Finance
As the advances in modern information and Internet technology, especially
the develop of cloud computing, big data, mobile Internet, search engines
and social networks, profoundly change, even subvert many traditional
industries, and the financial industry is no exception. In recent years,
financial industry has become the most far-reaching area influenced by
Internet, after commercial distribution and the media. Many Internet-
based financial service models have emerged, and have had a profound
and huge impact on traditional financial industries.
Internet-Finance is low cost, high efficiency, and pays more attention to
the user experience, and these features enable it to fully meet the special
needs of traditional
and varied, and therefore we must properly handle the relationship
between innovative development and market regulation, industry self-
Key Words ：Internet Finance; Commercial Banks; Effects; Regulatory
The continuous development of Internet technology, cloud computing, big
data, a growing number of Internet applications such as social networks
for the business development of traditional industry provides a strong
support, the level of penetration of the Internet on the traditional industry.
The end of the 20th century, Microsoft chairman Bill Gates, who declared,
Due to the concept of the Internet financial almost entirely from the
business practices, therefore the present study focused on the discussion.
Internet financial specific mode, and the influence of traditional financial